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The Small Business Guide to the 401k Match

Zenefits

As the founder and CEO of Guideline , a lot of small business owners ask me about the first steps involved in offering their employees a retirement plan. an employer contribution to a 401k plan ). More than half of the small businesses that offer their employees a Guideline 401k offer a match. 401k Participation.

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What is 401k Discrimination Testing?

Zenefits

Every year, the Employee Retirement Income Security Act ( ERISA ) requires employers to undergo 401k discrimination testing to ensure plans are not discriminating against lower-income employees. What is a 401k discrimination testing? They’re also used to make sure the benefits plan isn’t designed to favor HCEs.

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Who are the Best 401(k) Providers for Your Small Business?

ForUsAll

Focused on the unique needs of the small business market, these 401(k) providers strive to make high-quality, low-cost retirement plans accessible to all – not just Fortune 500 companies. In this blog post, we’ll help you answer that. Plan Type: whether it’s a Safe Harbor 401(k), Traditional 401(k), etc.