ACA Times

JANUARY 22, 2021

Individual coverage health reimbursement arrangement (HRA) offered to an employee with the affordability determined using the employee’s primary residence location ZIP Code. Individual coverage HRA offered to an employee only using the employee’s primary employment site ZIP Code affordability safe harbor.

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PeopleKeep

FEBRUARY 21, 2024

One such option that many business owners and HR professionals may not be aware of is a health reimbursement arrangement (HRA). HRAs have become increasingly popular in recent years as a way for employers to offer affordable healthcare benefits to their employees.

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PeopleKeep

NOVEMBER 17, 2023

For many small and medium-sized businesses (SMBs) with limited budgets, it can be tempting to try to save money on benefits spend self-administering your employees’ health benefits. If you offer or plan to offer a health reimbursement arrangement (HRA), investing in a compliant HRA software solution is a great way to avoid potential pitfalls.

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PeopleKeep

OCTOBER 23, 2023

Since their inception, health reimbursement arrangements (HRAs) have helped business owners across the U.S. offer affordable and customizable health benefits to their employees. One of the main perks of HRAs—including the qualified small employer HRA (QSEHRA)—is their tax advantages.

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PeopleKeep

DECEMBER 11, 2023

Starting in 2024, Indiana employers will have a new tax credit available if they decide to offer their employees a health reimbursement arrangement (HRA) instead of group health insurance. This will allow small businesses and nonprofits to offer affordable and personalized health benefits in The Hoosier State.

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PeopleKeep

APRIL 27, 2022

Health reimbursement arrangements (HRA) have gained traction with employers across the country because they’re flexible, easy to implement, and customizable. But the key to any successful HRA lies in its administration, including compliance, management, and privacy rules. New to HRAs?

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PeopleKeep

APRIL 17, 2024

Whether you’re an individual searching for a health plan for yourself or your family, or an employer looking for a group health insurance policy for your staff, there are many types of health plans to choose from. Most people have a basic understanding of how health insurance works.

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PeopleKeep

JANUARY 12, 2022

As an employer considering a health benefit, you may be deciding between traditional group health insurance and a healthcare reimbursement plan, like a health reimbursement arrangement (HRA). Trying to decide which HRA is best for you? How do you know which is the best fit for your company?

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PeopleKeep

MARCH 7, 2022

A traditional group health plan can be difficult to manage with rising healthcare costs. If you’re offering a group health plan with a high deductible to save money, a special type of health reimbursement arrangement (HRA) has been specifically designed for employers like you: the integrated HRA.

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PeopleKeep

MARCH 27, 2024

One initial aspect of the ACA required all Americans to obtain health insurance that provided minimum essential coverage (MEC) through their employer or on an individual basis or pay a federal tax penalty. The federal government has since repealed the health coverage requirement and penalty known as the individual mandate.

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Compliance 59

ACA Times

DECEMBER 1, 2020

The codes apply to employers that elect to reimburse employees for the cost of health insurance purchased on the individual health exchange through Individual Coverage Health Reimbursement Arrangements (HRAs). instead of offering employer sponsored health coverage.

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PeopleKeep

MARCH 25, 2024

Many employers are moving away from traditional group health insurance by offering more affordable and flexible health benefits like health reimbursement arrangements (HRA) or health stipends.

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PeopleKeep

APRIL 20, 2022

As a health insurance broker or agent, growing your book of business is a priority. While standard methods like upselling, networking, and advertising are the traditional path to a solid book of business, staying up to date on popular health benefits is also key.

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PeopleKeep

JUNE 24, 2021

One of the most valuable features of a health reimbursement arrangement (HRA) is its ability to reimburse employees for individual health insurance policies tax-free.

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Policies Groups 90

PeopleKeep

APRIL 26, 2021

When employers first set up a health reimbursement arrangement (HRA), they often wonder if there’s a required timeframe for reimbursing their employees’ health expenses. Likewise, employees want to know how long they have before they need to submit their health expenses for approval.

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PeopleKeep

AUGUST 20, 2021

The first time a small or medium-sized business (SMB) is able to offer their employees health benefits is an exciting milestone. Offering a quality health benefit is an excellent tool for both employee retention and recruiting that sets your organization apart from those struggling to offer health benefits amid the COVID-19 pandemic.

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PeopleKeep

JULY 1, 2021

Health reimbursement arrangements (HRAs) are a great health benefit that allow you to get tax-free reimbursements on individual health insurance premiums and qualifying medical expenses. The best part is, you’re not the only one who can benefit from your HRA—many of your family members can, too.

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Compliance 76

PeopleKeep

JULY 8, 2022

Despite the decrease in health services accessed in 2020 due to the COVID-19 pandemic, national health expenditures are expected to reach $6.8 With no end in sight to rising health insurance costs, it’s important to understand what exactly causes these spikes in the first place. trillion by 2030 2.

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PeopleKeep

MARCH 4, 2022

When researching cost-effective health benefit solutions for your organization, you’ve probably come across health reimbursement arrangements (HRAs) and high deductible health plans (HDHPs). In this article, we’ll define HDHPs and HRAs and explain if an HDHP is needed to implement an HRA for your company.

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PeopleKeep

AUGUST 21, 2023

Health insurance coverage is a great perk that all types of business owners should strive to provide to their teams. But sole proprietors who want to participate in their own health benefit may be unable to take advantage of every health plan.

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PeopleKeep

JULY 9, 2021

Given the rising cost of employer-sponsored group health insurance plans, more and more employers, particularly small and medium size businesses, are looking to health reimbursement arrangements (HRAs) as a more affordable health benefits solution.

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PeopleKeep

APRIL 11, 2022

Given the rising cost of employer-sponsored group health insurance plans, more employers look to health reimbursement arrangements (HRAs) and health stipends as affordable health benefits solutions. After making their purchases, employees submit their expenses to their employer for reimbursement.

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PeopleKeep

MARCH 28, 2022

When evaluating employee health insurance options, it’s easy to confuse different health plans with one another. Two commonly mixed-up health benefits are the health reimbursement arrangement (HRA) and the health savings account (HSA).

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PeopleKeep

JANUARY 18, 2022

For many employers offering a group health insurance plan, adding a supplemental benefit in addition to the group plan can help offset your employees’ out-of-pocket costs. This is especially true with high deductible health plans (HDHPs) that require employees to pay a higher amount on their own before their insurance kicks in.

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PeopleKeep

AUGUST 6, 2021

For many small and medium size businesses (SMBs), it can be tempting to take on administering your employees’ health benefits all on your own. That’s why we recommend investing in a compliant healthcare reimbursement software like PeopleKeep. Get our HRA compliance toolkit for everything you need.

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Planning Tools Software Compliance Guidelines 98

PeopleKeep

JUNE 21, 2021

As alternative health benefits solutions like health reimbursement arrangements (HRAs) grow, so do questions about how they work alongside existing programs, including the Consolidated Omnibus Budget Reconciliation Act (COBRA).

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FLEX

APRIL 23, 2021

Health Reimbursement Arrangements (HRAs) can be a great way for employers to control their benefits budgets without sacrificing quality of coverage for their employees. There are several different types of HRAs available in the market, but perhaps the most popular is the Integrated HRA.

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Groups 98

PeopleKeep

AUGUST 23, 2021

That’s what makes health reimbursement arrangements (HRAs) such an excellent health benefits solution, especially for organizations with a wide range of employees across age and health status. If there’s one truth about healthcare in America, it’s that everyone uses it differently.

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Planning Tools Wellness 98

PeopleKeep

MAY 24, 2021

Opportunities to offer more flexible and personalized health benefits have grown a lot in recent years. With new tax-free vehicles emerging, including account-based health plans (ABHPs), small employers now have multiple ways to increase employees’ benefits.

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ACA Times

JULY 17, 2020

These new codes relate to individual coverage health reimbursement arrangements (HRAs). Another change is the inclusion of Line 17 to provide monthly zip code information for those employees who were offered coverage through an individual coverage HRA. Following this Order, the U.S.

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PeopleKeep

AUGUST 4, 2021

Those are actually health codes that tell you which items on your receipt are qualifying medical expenses. In this article, we’ll help you understand how to read the codes on your receipts, where you can find them, and how they can help you more easily determine which items are HSA-, FSA-, and HRA-eligible.

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PeopleKeep

NOVEMBER 10, 2021

The qualified small employer health reimbursement arrangement (QSEHRA), also called the small business HRA, comes with annual contribution limits. In practical terms, that means small businesses are limited in how much tax-free money they can offer their employees through the benefit.

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PeopleKeep

JULY 2, 2021

Since the Affordable Care Act created premium tax credits in 2014, millions of low-income Americans were able to get more affordable access to health insurance premiums on the state and federal exchanges. Watch our video to learn more about how premium tax credits work across all HRA types.

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PeopleKeep

FEBRUARY 2, 2022

One solution is a health reimbursement arrangement (HRA), which provides a tax-free and budget-friendly option. You may know that an HRA is an employer-funded account from which employees can get reimbursed for their out-of-pocket medical expenses. Both types of HRAs meet different needs.

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PeopleKeep

AUGUST 16, 2021

If your employer offers a health reimbursement arrangement (HRA), then you have access to a unique health benefit that empowers you to make your own healthcare choices in ways a traditional group health insurance plan doesn’t. Watch our 5-minute video on how HRAs, FSAs, and HSAs are different.

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PeopleKeep

JULY 12, 2021

As a small business owner, it’s likely that you, your family, and your employees are covered by individual health insurance policies. But at the same time, your business is growing and the question of expanding your health benefits is on the table. New to offering health benefits?

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PeopleKeep

DECEMBER 13, 2019

This article provides an overview of group coverage health reimbursement arrangements (HRA)s, also called integrated HRAs, and how employers use them to achieve health benefits cost savings.

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Groups 95