Health savings accounts: Not your parents’ retirement plan

HR Morning

With the rise in health savings account (HSA) enrollment among younger employees and the decline in company matching rates of 401(k)s, HSAs have emerged as a retirement account option for new employees. In this guest post, Sean Hanftm, a flexible compensation specialist with / , explains the many benefits of these savings vehicles and compares them to the most popular retirement accounts. A comparison of retirement savings options.

Using HSAs with Social Security and Medicare


Health savings accounts (HSAs) have been around since 2003, but many people remain unfamiliar with them. HSA Medicare RetirementAn HSA allows an individual to use untaxed savings to pay their own individual health insurance costs as well as out-of-pocket expenses for group health plans.


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Creating Culture in an Elevator


He Lifted Culture Up: A 2003 meeting with former Zappos CEO Tony Hsieh in an elevator planted the seeds for CultureIQ. But today, the youngest baby boomers are turning 50, and the oldest baby boomers are retiring. By Greg Besner, Founder and CEO of CultureIQ.

11 Reasons to Upgrade Hardware and Software


CyberHoot was asked recently why a client should upgrade their aging Windows 2003 server so we looked at it more scientifically and drafted this blog. Older operating systems like Windows 2003 Server cannot even run current Commercial Off The Shelf (COTS) software due to its age.

A Word From our Chief Investment Officer on Current Market Events


Two similar but different virus outbreaks were SARS (2003) and MERS (2012), both of which had significantly higher fatality rates, but much slower rates of contagion. At ForUsAll, we care about your retirement.

Feds up the ante on workplace law violations

HR Morning

That’s because, for the first time since 2003, the DOL adjusted the penalties for violations of federal laws like ERISA, the FLSA, FMLA and even OSHA. This year, employers may be surprised to find the penalty for failing to file a Form 5500 jumped all the way to $2,063 per day (up from $1,100). But that’s just the tip of the iceberg. .

5 Great Reasons to Celebrate HSA Awareness Day This Year

Benefit Resource Inc.

HSAs were first legislated into existence in 2003. …and hips, and knees, and anything else that might need a tune-up as we approach retirement. Health care costs are rising, but with your HSA by your side, you’ll have no problem Covering Health Care Costs in Retirement. HSA Awareness Day is October 15th, and we are so excited to share our love of Health Savings Accounts with…well, everyone!

The Quickest way to become a criminal

OmegaHR Solutions

Employee Retirement Income Security Act (ERISA) of 1974 (if company offers benefits). Fair and Accurate Credit Transactions Act of 2003 (FACTA). Starting a company can quickly make you a criminal. There are many ways to become a criminal. Speeding is a common one and probably the most common, but everyone knows they are breaking the law. What about a way to become a criminal without intending to be a criminal? There is one other way that many people don’t consider.

There’s No Shortcut to Success

Workplace Psychology

Success is not about financial wealth, although it does mean having financial stability like being able to take care of your monthly bills, setting aside money for retirement, and covering emergencies. There’s no such thing as overnight success.

Netchex Updates Software To Ensure Businesses Stay Up-To-Date and Compliant with New Federal COVID-19 Laws

Netchex HR Blog

Founded in 2003, Netchex has grown to become one of the South’s largest Human Capital Management providers with offices throughout the U.S. Netchex’s single-source solution is a cloud-based, end-to-end platform for managing employees from hire to retire. Netchex Updates Software To Ensure Businesses Stay Up-To-Date. and Compliant with New Federal COVID-19 Laws.

Nudge, nudge, hint, hint: how nudge theory can influence employees’ decisions


The pair first worked together on the 2003 paper Libertarian paternalism is not an oxymoron , saying “it is both possible and legitimate for private and public institutions to affect behavior [sic] while also respecting freedom of choice.” But it left these employees with only the state pension waiting in retirement. When automatic enrolment came into effect in the UK from October 2012 , all eligible employees started saving more for retirement without having to worry about it.


Thrive Global

In April of 2003, I was kidnapped by the FARC guerillas. But take it from a retired war journalist turned entrepreneur, better things await us. From 1998 to 2004, I was a war correspondent in Colombia. I covered drug trafficking and terrorism. It was as unstable and eye-opening as it sounds. I was on my way to cover the aftermath of an attack because earlier that day, the FARC launched several-cylinder bombs against the village of Puli creating unimaginable destruction.

Lessons Beyond The Game

Thrive Global

Ole Gunnar Solskjaer and Cristiano Ronaldo played on the same Manchester United squad between 2003 and 2007. Soon after Ole retired as a player due to injury and went on to coach the team’s Forwards for a short time before moving on to assist his native club in Norway.

I Made the Biggest Mistake of My Life, and I Couldn’t Be Happier

Thrive Global

What remained of my savings was a still generous amount for retirement; I was truly blessed. In 2003, a kind customer asked if I’d like to meet his business coach.

The Power Is the Sound Of Her Music

Thrive Global

Forced out of the workforce into retirement or as a fallout from childcare issues, 1.8 The total audience was more than 2,000, says Arsenijevic, who has since performed solo at Carnegie Hall in 2003 and 2004, as well as at the White House.

Adam Goldberg of Beacon Trust: “No single advisor is an expert in all areas of personal finance”

Thrive Global

Adam oversees clients’ planning related needs including retirement, education planning, and trust & estate planning services. In 2003 when I graduated, NYU had just started the Masters in sports business program. No single advisor is an expert in all areas of personal finance.

6 Real-World Examples of Company Reorgs Done Right


Manufacturer of electric cars, solar-powered batteries, and spaceships, Tesla has earned a reputation for innovation and rapid growth since its founding in 2003. In addition, CEO Bob Iger has committed to delaying his planned retirement from 2019 to 2021, evidence of flexibility in the company’s succession and workforce planning as it continues to grow. Organizations reorganize for a variety of reasons.

Black History Month: Inspiration Women Leaders Who Changed the World

HR Digest

She won her first major championship in 1999 and completed the career Grand Slam in 2003. She captured her first Australian Open in 2003, making her one of only six women in the Open era to complete a career Grand Slam. in 1965, a post she held until her 1988 retirement. .

Cheryl L.M. Phillips-Thill: “No other disease or condition of companion animals takes as many lives as euthanasia. In fact, no other disease comes close”

Thrive Global

Her career spanned 42 years with Masco, and following her retirement included consulting in the areas of strategic sourcing and negotiations. In 2003, she joined the Oakwood (Beaumont) Healthcare System Foundation Board of Trustees and chaired the Stewardship Program and the Oakwood (Beaumont) Women’s Healthcare Classic to raise awareness and funds to treat breast cancer, heart disease and assist victims of domestic violence. I think a trailer park was most impacted.

Kevin Davis: “Knowing how to command your passion with conviction and capture the imagination”

Thrive Global

Well back in 2003, a dear friend, Leota Blackburn, and I partnered up to start a brand marketing company. Jay-Z was none the wiser, but he has been using my blueprint to sell his albums since 2003.

Next up on the EEOC’s radar: age discrimination

Ohio Employer's Law

areas in 2002 and 2003, focusing on women with work histories of 10 years or less who were applying for entry-level positions. Related Stories Lessons from a job interview Forced retirement is an age discrimination no-no #ElderlyChristmasSongs and age discrimination. This year, the Age Discrimination in Employment Act turns 50. Which means the law itself has been protected from age discrimination for a decade (rim shot).

“Keep hold of who you are and what your passions are.” With Beau Henderson & Craig Hudson

Thrive Global

Unfortunately, in 2003 I contracted a virus that attacked my heart due to over-training. After being forced into early retirement, my dream was crushed. Much of my expertise focuses on helping people to plan for after retirement.

Diversity in the workplace: the case for building diverse teams


Finally, their small and medium-sized business sales jumped from $10m in 1998 to $300m in 2003. Employee turnover is also a concern for employers these days, as an aging population retires and is replaced by a rising generation that expects to spend two to four years at each job. Diversity in the workplace is not about recruiting people based on qualities they were born with. It’s also not about giving underrepresented groups preferential treatment.

Part II - Employee Rewards: Where Are We And How Did We Get Here?

Compensation Cafe

Retirement plan coverage has hardly changed, but the form has shifted from defined benefit to defined contribution. From 1998 to 2003, he held leadership positions at Sibson Consulting. Editor''s Note: W e are back with the next piece in our post series. Parts II and III of this series summarize key themes in a new major article: Gerald E. Ledford, Jr., 2014, The changing landscape of employee rewards: Observations and prescriptions. Organizational Dynamics , 43 , 168-179.

Frank William DeMont: “Stay positive”

Thrive Global

In January of this year, he retired from Active Duty Army after 23 years, 5 months, and 17 days of honorable service. I recently retired in January 2020 as a First Sergeant (1SG). I chose Fort Gordon and that’s where I was stationed from July 2017 until my retirement in January 2020.

Remote Workforce NPS: The Most Important Metric You’re Missing


It was introduced by Frederick Reichheld in the Harvard Business Review’s December 2003 issue. Independent/contingent/gig workers include part-time carpenters, semi-retired consultants, and voiceover artists from the other side of the world. There are so many different metrics and acronyms, you’re forgiven if you don’t recognize this one. You must have noticed, though, how much the way people work is changing.

Absenteeism in the Workplace: A Full Guide

Digital HR Tech

A study on Swedish data between 1955 and 1999 showed that more generous compensation for sick leave tends to be associated with permanent increases in total sick leave per person employed and the other way around ( Henrekson & Persson, 2003 ).

Kevin Schmiegel and Paul Cucinotta: “Remain focused on the mission”

Thrive Global

Kevin and Paul served together as the Executive Officer and Operations Officer in a Marine Corps Artillery Battalion from 2001 to 2003, in the wake of the 9/11 terrorist attacks.

Jordan Babineaux: “Responsibility”

Thrive Global

Monsta, as he’s known by his nickname, ended up playing twelve years for the Atlanta Falcons before retiring after the 2017 season. In 2003, my senior year, I earned NCAA All-America First-Team honors as a cornerback and kick returner. Responsibility ?—?As

Brenda Gadd: “Create your own mission statement”

Thrive Global

Since 2003, Brenda Gadd has been managing campaigns and influencing public policy at the highest levels of state and national government. After my dad retired from the Navy, he became a pastor, and my mom was a teacher, so we were very involved in our local community of Sunbright, Tenn.

Elizabeth Gerbel of EAG: “Recognize the strengths of your employees”

Thrive Global

As the last person standing, I decided to regroup, and in 2003, I officially established EAG as an upstream-focused oil and gas consulting firm. With that mindset, members of the workforce are essentially wasting 2,000 hours a year being bored or just getting through each day until retirement.

Rob Figliulo of SPR: “Give your workers productivity tools and software”

Thrive Global

So later, just before he retired and was looking for a short-term role, I was more than happy to offer him a job managing projects at SPR and providing business expertise to our teams. Give your workers productivity tools and software.

Christina Daves: “Don’t be afraid to ask for help”

Thrive Global

After I married and had children, I continued a life of entrepreneurship and opened a retail store with my best friend that was profitable from the day it opened in 2003. After selling my share in the store, I “retired” (which an entrepreneur never really does).

Diversity in the workplace: the case for building a diverse team


Finally, their small and medium-sized business sales jumped from $10m in 1998 to $300m in 2003. Employee turnover is also a concern for employers these days, as an aging population retires and is replaced by a rising generation that expects to spend two to four years at each job. Building a diverse team is not about recruiting people based on qualities they were born with. It’s also not about giving underrepresented groups preferential treatment.

The Future of the Job Market is Not What You Might Think

Future of Work

The essential message is simple: as the Boomers retire, there is likely to be a huge shortage of talent in the United States (and no doubt in other countries as well). For a more in-depth commentary on the future of the job market, you might find some value in this article from way back in October 2003: “ A Dirty Little Secret: The War for Talent is Over, and Talent Won.&#. Just found out about a good article in The Futurist magazine about the future of the job market.

Jack Latus On How We Need To Adjust To The Future Of Work

Thrive Global

Rugby took over tennis by the age of 14, despite resistance from my parents, and at age 15, I watched Jonny Wilkinson kick the world cup winning drop goal to beat Australia in the 2003 Rugby World Cup Final. More resignations.

Using HR to Increase Retention Part 1

NGA Human Resources

Bancroft, & Okum, 2003; Deloitte, 2005; Buenger 2006 and Rothberg, 2007 have all conducted research which has underlined the importance of HR and its role in retention. Retention crosses the entire employee experience … from hire to retire. Organizations that experience high turnover will generally also experience lower productivity, as well as an increase in administrative tasks associated with on boarding, training and off boarding.

“Be open to ideas that aren’t yours” With Chaya Weiner & Benjamin Minor

Thrive Global

My Uncle is a retired Marine Corps Major General (two star) and was an active duty Brigadier General when 9/11 occurred. I was an artillery officer in the United States Marine Corps from 2003–2007.

Disability Discrimination: Terminated Cancer Survivor’s ADA Claim Fails, Part 1

HR Daily Advisor

Medtronic, a medical device maker, hired Willow as a credit representative in 2003. While she was on leave, Kristy retired and was replaced by “Tiffany.”. Mary performed the review because of Kristy’s retirement. By Steve Jones. The U.S.

Mental Well-being During a Global Pandemic

Thrive Global

As it is always said by retired or separated US Navy medical people; “We train for situations like this, and are always ready!” “Mental Wellness is a State of Mind” | Olivia “Grace” Friedman 2020.